Archive for the Rates Category

Mortgage Rates for the week of 8/17/2010

From the desk of:
Maribeth Roncz
Loan Officer
First Federal Savings Bank  
906 W Edison Rd. Mishawaka, IN 46545  
  

Interest Rates and Annual Percentage Rates (APRs) are effective as of: 08/17/2010

FIXED RATES 0 points APR * 2 points APR *
30 YEAR 4.500 4.538 4.000 4.207
20 YEAR 4.375 4.427 3.875 4.162
15 YEAR 4.000 4.068 3.500 3.867
10 YEAR 3.875 3.974 3.375 3.905

ARM RATES 0 points APR **
3/1 ARM 3.875 3.233
5/1 ARM 4.000 3.390
7/1 ARM 4.250 3.626
10/1 ARM 4.500 3.972

FHA RATES 0 points APR **
30 Years 5.000 5.038
20 Years 4.875 4.925
15 Years 4.375 4.443

FHA Mortgage Loan - A borrower does not have to have perfect credit to qualify for an FHA mortgage. And FHA has many options to help borrowers stay in their home and avoid foreclosure.

Interest rates are subject to change at anytime and may be subject to additional fees, including delivery fees, depending on the loan program selected, LTV, credit history, and additional underwriting characteristics.

| **Buy a Home** | **Buy a Condo** |

Mortgage Rates for the week of 5/25/2010

From the desk of:
Maribeth Roncz
Loan Officer
First Federal Savings Bank  
906 W Edison Rd. Mishawaka, IN 46545
   

Interest Rates and Annual Percentage Rates (APRs) are effective as of: 05/25/2010

FIXED RATES 0 points APR * 2 points APR *
30 YEAR 4.875 4.912 4.375 4.586
20 YEAR 4.750 4.801 4.250 4.303
15 YEAR 4.375 4.443 3.875 4.245
10 YEAR 4.250 4.349 3.750 4.282

ARM RATES 0 points APR **
3/1 ARM 4.250 3.415
5/1 ARM 4.375 3.607
7/1 ARM 4.625 3.863
10/1 ARM 4.875 4.262

FHA RATES 0 points APR **
30 Years 5.375 5.412
20 Years 5.250 5.301
15 Years 4.750 4.820

FHA Mortgage Loan - A borrower does not have to have perfect credit to qualify for an FHA mortgage. And FHA has many options to help borrowers stay in their home and avoid foreclosure.

Interest rates are subject to change at anytime and may be subject to additional fees, including delivery fees, depending on the loan program selected, LTV, credit history, and additional underwriting characteristics.

| **Buy a Home** | **Buy a Condo** |

Mortgage Rates for the week of 5/19/2010

From the desk of:
Maribeth Roncz
Loan Officer
First Federal Savings Bank  
906 W Edison Rd. Mishawaka, IN 46545  

Interest Rates and Annual Percentage Rates (APRs) are effective as of: 05/19/2010

FIXED RATES 0 points APR * 2 points APR *
30 YEAR 5.000 5.038 4.500 4.713
20 YEAR 4.875 4.925 4.375 4.665
15 YEAR 4.375 4.443 3.875 4.245
10 YEAR 4.250 4.349 3.750 4.282

ARM RATES 0 points APR **
3/1 ARM 4.250 3.415
5/1 ARM 4.375 3.607
7/1 ARM 4.625 3.863
10/1 ARM 4.875 4.262

FHA RATES 0 points APR **
30 Years 5.375 5.412
20 Years 5.375 5.425
15 Years 4.750 4.820

FHA Mortgage Loan - A borrower does not have to have perfect credit to qualify for an FHA mortgage. And FHA has many options to help borrowers stay in their home and avoid foreclosure.

Interest rates are subject to change at anytime and may be subject to additional fees, including delivery fees, depending on the loan program selected, LTV, credit history, and additional underwriting characteristics.

| **Buy a Home** | **Buy a Condo** |

Mortgage Rates for the week of 5/11/2010

From the desk of:
Maribeth Roncz
Loan Officer
First Federal Savings Bank  
906 W Edison Rd. Mishawaka, IN 46545 

Interest Rates and Annual Percentage Rates (APRs) are effective as of: 05/11/2010

FIXED RATES 0 points APR * 2 points APR *
30 YEAR 5.125 5.167 4.625 4.839
20 YEAR 5.000 5.052 4.500 4.790
15 YEAR 4.500 4.568 4.000 4.370
10 YEAR 4.375 4.473 3.875 4.407

ARM RATES 0 points APR **
3/1 ARM 4.375 3.443
5/1 ARM 4.500 3.652
7/1 ARM 4.750 5.477
10/1 ARM 5.000 4.343

FHA RATES 0 points APR **
30 Years 5.500 5.537
20 Years 5.500 5.548
15 Years 4.875 4.939

FHA Mortgage Loan - A borrower does not have to have perfect credit to qualify for an FHA mortgage. And FHA has many options to help borrowers stay in their home and avoid foreclosure.

Interest rates are subject to change at anytime and may be subject to additional fees, including delivery fees, depending on the loan program selected, LTV, credit history, and additional underwriting characteristics.

| **Buy a Home** | **Buy a Condo** |

Mortgage Rates for the week of 4/27/2010

From the desk of:
Maribeth Roncz
Loan Officer
First Federal Savings Bank  
906 W Edison Rd. Mishawaka, IN 46545 

Mortgage Loan Interest Rates

Interest Rates and Annual Percentage Rates (APRs) are effective as of: 04/27/2010

FIXED RATES 0 points APR * 2 points APR *
30 YEAR 5.250 5.288 4.750 4.965
20 YEAR 5.125 5.176 4.625 4.916
15 YEAR 4.625 4.690 4.125 4.494
10 YEAR 4.500 4.597 4.000 4.532

ARM RATES 0 points APR **
3/1 ARM 4.500 3.472
5/1 ARM 4.625 3.699
7/1 ARM 4.875 3.400
10/1 ARM 5.125 4.430

FHA RATES 0 points APR **
30 Years 5.625 5.661
20 Years 5.500 5.548
15 Years 4.875 4.939

FHA Mortgage Loan - A borrower does not have to have perfect credit to qualify for an FHA mortgage. And FHA has many options to help borrowers stay in their home and avoid foreclosure.

Interest rates are subject to change at anytime and may be subject to additional fees, including delivery fees, depending on the loan program selected, LTV, credit history, and additional underwriting characteristics.